Guide to Handling Property Damage: Fire, Water, Burglary, and Storms

General Tips for All Types of Damage


  • Keep Detailed Records: Document all damage and keep receipts for repairs and related expenses.
  • Safety First: Always prioritise the safety of yourself and your loved ones.
  • Professional Assistance: Engaging a property damage loss assessor can ensure you receive fair compensation and support throughout the claims process.


Fire Damage


  • Ensure Safety First: Call emergency services immediately to extinguish the fire and ensure everyone is safe.
  • Document the Damage: Take photos and videos of the damage for insurance purposes.
  • Contact Your Insurance Company: Inform them about the fire damage and start the claims process.
  • Mitigate Further Damage: Board up broken windows and cover damaged areas to prevent additional damage.
  • Seek Professional Help: Contact a property damage loss assessor company like PDLA to assist with the claims process and ensure fair compensation.


Water Damage

  • Ensure Safety First: Turn off electricity and gas supply if necessary to prevent further hazards.
  • Document the Damage: Take detailed photos and videos of the affected areas.
  • Call a Professional Restoration Company: They will properly dry and clean the affected areas to prevent mould growth.
  • Contact Your Insurance Company: Report the water damage and begin the claims process.
  • Seek Professional Help: Engage a property damage loss assessor to navigate the claims process and ensure fair settlement.


Burglary Damage

  • Contact the Police: Report the burglary and document the damage.
  • Document the Damage: Take photos and videos of the damage and any stolen items.
  • Contact Your Insurance Company: Start the claims process and provide necessary documentation.
  • Secure the Property: Repair any damage caused by the burglars and take measures to prevent further incidents.
  • Seek Professional Help: A property damage loss assessor can help ensure you receive fair compensation.


Storm Damage

  • Evacuate if Necessary: Ensure everyone’s safety by evacuating if the storm poses a significant threat.
  • Document the Damage: Take detailed photos and videos of all affected areas.
  • Contact Your Insurance Company: Report the damage and start the claims process.
  • Mitigate Further Damage: Cover damaged areas to prevent additional harm from the elements.
  • Seek Professional Help: A property damage loss assessor can help manage your claim and ensure a fair settlement.


Lightning Damage

  • Ensure Safety First: Evacuate if there is significant damage and risk of fire or further electrical issues.
  • Document the Damage: Take photos and videos of all affected areas and damaged items.
  • Contact Your Insurance Company: Report the lightning damage and begin the claims process.
  • Seek Professional Help: Professional help ensures all damages are documented, and you receive fair compensation.
  • Power Surge Precautions: Check for damage to electrical systems and appliances; seek professional assessment.


For any assistance with property damage claims, contact PDLA. We are here to help you through every step of the process.


Contact Us:

  • Dublin: 01 6855675
  • Laois: 057 86 37500
  • 24/7 Helpline: 087 2061411



Email: info@pdla.ie

Ensure your property is protected and your claims are managed professionally with PDLA.


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