Loss Assessor Services in Ireland - What’s the process?

At Property Damage Loss Assessors, we understand that experiencing a fire, flood, burglary or other disaster at home can be incredibly stressful. That's why we're here to help you through the insurance claims process and take away some of that burden.

Our experienced Loss Assessor, James Armitage, will represent you and handle all aspects of the claims process. This includes meeting with the insurers' representatives, the Loss Adjuster or any other professional appointed by them, preparing your claim and negotiating the best possible settlement for you. We also handle cases where liability for your claim has been refused.

When dealing with a claim, the insurance company will employ a loss adjuster to protect their interests. But with James on your side, you can be assured that your interests will be protected too.

Here's an overview of the typical process of claiming on your home insurance with the help of a loss assessorragraph

Step 1: Notification

The first step in making a claim on your home insurance is to notify your insurance company. You can do this directly, or you can engage the services of a loss assessor like James Armitage, who can notify your insurer on your behalf. It's important to notify your insurer as soon as possible after the incident occurs.

Step 2: Initial Assessment

Once your insurer has been notified, they will appoint a loss adjuster to assess the damage and investigate the circumstances of the incident. The loss adjuster will then provide their report to the insurance company.

Step 3: Appointment of Loss Assessor

At this point, it's a good idea to appoint a loss assessor to represent you. The loss assessor will review the loss adjuster's report and assess the damage independently. They will also prepare and present your claim to the insurance company, negotiating the best possible settlement for you.

Step 4: Claim Preparation and Submission

Your loss assessor will work with you to gather all the necessary information and evidence to support your claim. They will then prepare and submit your claim to the insurance company. This will include all relevant information and documentation, such as receipts, invoices, and photographs of the damage.

Step 5: Negotiation and Settlement

Once your claim has been submitted, your loss assessor will negotiate with the insurance company on your behalf. They will work to ensure that you receive the maximum amount of compensation possible under your policy. If necessary, they will also represent you in any legal proceedings related to the claim.

Step 6: Final Settlement

Once the negotiation process is complete, the insurance company will make a final settlement offer. Your loss assessor will review this offer with you and advise you on whether it is fair and reasonable. If you accept the offer, the claim will be settled, and you will receive your compensation. If you do not accept the offer, your loss assessor can continue to negotiate on your behalf or advise you on other options, such as taking legal action. Upon receipt of compensation, the loss assessor will invoice you for an agreed rate of compensation for services. 

Let’s get started with your home insurance claim

Preparing and presenting your claim is just as important as negotiating and settling it. So, it's essential to appoint a loss assessor as soon as you realise you have a claim. Don't wait until things start to go wrong, such as the Insurance Company's loss adjuster telling you that you're not entitled to claim for something you thought you were, or when they try to reduce the amount you're claiming by quoting small print in the policy.

Give us a call or send our team an email to get started at: 01 6855675 or 057 86 37500